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Last Updated: 2/07/2020
Welcome to State Bank of Lincoln
DOCUMENT REQUIREMENT
Effective immediately, ALL loan files need to include an ECOA Disclosure and an Occupancy Affidavit.
DOCUMENT REQUIREMENT
Effective with
applications taken after March 1,
a Rate Lock
Confirmation form will be required for
all loan types.
ANNOUNCEMENT:
Doc Prep hours have changed to
Monday-Friday 8:00am-5:00pm
Our Investors are requiring your bank name
endorsement on the note or allonge match EXACTLY as
it is shown in the first paragraph of the Note.
For example:
State Bank of Lincoln, ISAOA, an Illinois Corporation.
In connection with all loans sold on or after December 28, 2019, the
"Borrower Consent to the Use of Tax Return Information"
form will be required on all files as a PTC and an ATC underwriting condition.
Start disclosing the USDA Technology Fee of $25.00. The fee is effective for files submitted to GUS that is issued a 3555-18E "Conditional Commitment" after January 1, 2020.
Title Policy Update-For Conventional & RD loans only-Policy must show name of
insured as the originating bank, ISAOA.
DO user's - Findings have to be
final submit prior to UCD submission.
**Effective Immediately: Please include the MIC#, on Closing Disclosure's for Rural Development loans. This number is located on your Conditional Commitment as Borrower ID# and entered into Mortgagebot 1003-Government Tab, for users that prepare docs in Mortgagebot**
**Please complete the Settlement Agent License ID on Closing Disclosures**
REMINDER: All compliance and MortgageBot related questions should be submitted to correspondent@sblincoln.com. All questions will be transferred to a queue and answered as soon as possible. We appreciate your cooperation in this process so that our staff can provide you with more efficient customer service.
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Remember to check the Resource Center for Announcements and Updates!
Quick Links>Resource Center>
If you have any questions please call State Bank of Lincoln: 217-735-5552.