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Last Updated: 10/22/2020
Welcome to State Bank of Lincoln
Effective immediately for new applications:
Mortgage Insurance - we will be collecting 1 month at closing and 2 in escrow.
Reminder: When scheduling a closing with our doc prep department please make note that if there is no time slot available for the requested date that means that doc prep is booked. You will have to schedule a time slot on another date and plan accordingly.
Implementation of Adverse Market Refinance Fee
This fee will be effective for refinance loans locked on or after 10/15/2020.
Loans with balances below $125,000 and HomeReady loans are exempt.
State Bank of Lincoln will be requiring tax transcripts once again on all loans with an application date of August 1, 2020 and after.
Please look at the "COVID-19 Updates" section in the resource center for updates regarding COVID-19 from our investors.